How to Buy a Car in South Africa
If you want to buy a car in South Africa, Cars.co.za has everything you need to find the car that’s best suited to your needs. This article will help you find the right car for you!
At Cars.co.za, we know and understand that buying a car can be an intimidating exercise and it’s for this very reason that we’ve worked hard to develop the best car-buying platform in South Africa to provide you with a seamless and pleasant car buying experience, no matter what car you are looking for!
This article will help you find new or used cars on Cars.co.za!
Let’s find what moves you.
The car-buying process can be broken down into 4 stages and each stage requires rigorous attention to detail to ensure that you arrive at the best result possible — which is the best car you can buy within your budget.
The 4 stages in the car buying process are:
- Focus on Finance: Know your budget
- Research
- Finding your car i.e. The car search
- Buying your car
Let’s unpack each of these stages…
How to Buy a Car in South Africa
1. Focus on Finance: Know your budget
Buying a car is a significant financial commitment and it will have a major impact on your household budget. It’s therefore wise to carefully assess your financial situation to ascertain how much of your disposable income can or should be allocated towards car repayments.
Note that your disposable income, i.e. the money left over after paying all your monthly expenses, will determine your affordability. It goes without saying that if you don’t have disposable income, you won’t qualify for a car loan. In this circumstance, you either have to increase your income, reduce your expenses or consider saving money and buying a car with cash.
Over-extending on a car purchase can create significant financial stress and it’s therefore advised that you aim to buy a car that you’re able to comfortably afford as opposed to buying a car that will create unwanted financial hardship.
If you’re unsure of what car you’re able to afford, we suggest that you use our Car Affordability Calculator to help you establish a car budget. You can also use our Car Finance Calculator to work out what you can expect to pay for a car on a monthly basis.
To arrive at a realistic car budget, you must include other costs such as monthly fuel costs, monthly car insurance and regular maintenance costs including servicing and regular wear-and-tear parts replacement such as tyres and windscreen wipers.
We also strongly advise that you spend some time on our Car Finance Page where you can access useful information relating to car finance such as car loans, credit rating and financial planning.
Once you have established a car budget, you are ready to proceed to Stage 2 of the buying process — research!
2. Research cars on Cars.co.za
You’ve got a budget to adhere to, now it’s time to decide what car will best suit your needs and lifestyle!
The Goal: Create a shortlist of 3 cars that you would consider buying.
Research is a vitally important part of the car-buying process and access to trustworthy information is paramount to making the best buying decision.
Cars.co.za has a highly experienced and respected team of automotive professionals with over 100 years of combined experience that produces informative motoring content that car buyers can trust.
The Cars.co.za News & Reviews section features the latest motoring news, video car reviews, written car reviews, South African car launches, Buyer’s Guides, opinion pieces, reports and lifestyle content.
The Cars.co.za Youtube Channel is the largest branded motoring channel in South Africa with over 1 000 videos providing insight and buying advice on hundreds of new and used cars available in South Africa.
If you haven’t done so already, we strongly advise that you subscribe to the Cars.co.za Youtube channel so that you stay informed on all the latest cars arriving in South Africa.
When you are looking for a new or used car, we suggest that you spend time reading articles and watching videos about the cars that interest you. This process will help you decide what cars you like and what cars you don’t like.
Your goal for the research phase is to identify at least 3 cars that you are prepared to buy based on your specific needs, including your budget and practical considerations.
Once you’ve done your research and decided on 3 cars that meet your needs, it’s time to proceed to Step 3 to find cars for sale in your budget!
3. Use the Cars.co.za Search Tool to find your car
The Goal: Find the best new or used cars on your shortlist
The Cars.co.za Search Tool is the quickest way to browse used cars for sale across South Africa.
Our new car search functionality allows you to easily search for cars using Price or Monthly Payment which means you can easily search for budget-friendly cars within your particular budget!
If you want to search for a car by ‘Body Type’, you can simply select the relevant oversize tiles which will automatically produce the search results according to the body type you are looking for.
You can further refine your search by choosing particular brands that you like, setting mileage parameters as well as selecting relevant filters, such as Province, that will help you find relevant cars for sale in your area.
But that’s not all, Cars.co.za has also introduced ‘Quick Search’ functionality that gives you fast access to the cars that interest you most.
The Quick Search bar is found on the Cars.co.za Home Page and at the top of the Search Tool.
Simply type what you are looking for. For example: “Toyota Hilux” and then click on the results that you want to browse.
Finding a car to buy in South Africa is that easy!
Top Tip: Find cars that are in good condition, with the lowest mileage and at the best price!
If you want to buy a new car, visit our New Car Specs portal to view all the new cars available on the market as well as book test drives for the cars you like the most. You can also use our handy Compare Cars tool where you can compare up to 3 new cars side-by-side!
Car dealers across South Africa regularly offer New Car Specials that are worthwhile considering if you are shopping for a new car.
Also be sure to follow the annual Cars.co.za Consumer Awards powered by ABSA, also known as the #CarsAwards, which recognises the best new cars available in South Africa.
Visit our Consumer Advice page for more information on a wide range of topics related to buying a car and selling a car.
If you already have a car and want to trade it in to make your next car purchase, you can sell your car easily on Cars.co.za! You can choose to sell your car privately or you can receive offers from trusted dealers immediately.
Once you have found potential used cars to buy, it’s time to proceed to Stage 4 — buying your car!
4. Buy your car on Cars.co.za
So, you finally found the car you want to buy and now it’s time to make contact with the dealer/seller!
Every car listing on Cars.co.za offers up to 3 ways to make contact with the dealer/seller.
- You can fill out the contact form on the listing and send it to the dealer/seller. The dealer will then receive your message and make contact with you. You can then arrange to view the car in person and negotiate directly with the dealer/seller if you’re interested in buying the car.
- You can contact the dealer/seller telephonically using the number shown on each listing.
- You can chat to the dealer directly via WhatsApp (selected dealers only)
Once you have made an appointment to view the car, be prepared to inspect the car thoroughly, checking for faults, scratches, dents, wear and tear, interior condition, service history and paperwork.
When you’re happy with the car presented to you and based on your inspection, you’ll be able to negotiate the price with the dealer/seller and proceed to purchase the car.
The dealer will be able to assist you with a car finance application and once approved, your car purchase will be finalised.
Congratulations on the purchase of your car!
If you have any further questions about buying a car on Cars.co.za, please feel free to contact us!