How to choose the perfect used car for your lifestyle

More South Africans are discovering the compelling advantages of purchasing pre-owned vehicles: significant cost savings, slower depreciation rates, and access to a far broader selection of makes and models than what’s available on new car showroom floors. Here we guide you on how to choose the ideal vehicle for your needs.

Knowing how to choose a used car extends far beyond simply finding the cheapest option available. The most satisfying purchases occur when buyers carefully match their vehicle choice to their actual lifestyle needs, rather than being swayed solely by attractive pricing.

Understanding your driving reality

Understanding how to choose a used car starts with honestly assessing your daily driving patterns. Urban dwellers navigating Johannesburg or Cape Town’s traffic-clogged highways have vastly different requirements from those traversing the gravel roads of the Northern Cape.

City driving favours smaller, fuel-efficient vehicles that slip through traffic and fit into tight parking spaces, whilst rural drivers often require the higher ground clearance and robust construction of bakkies or SUVs.

Consider your daily commute distance carefully. Those facing lengthy journeys should prioritise comfort features and fuel efficiency.

Diesel engines, while requiring higher initial investment, often prove more economical for high-mileage drivers, particularly when covering motorway distances. However, petrol engines remain more practical for short urban trips and are generally cheaper to maintain, especially if you are planning on long-term ownership.

Family circumstances dramatically impact vehicle requirements. Singles or couples might find a reliable hatchback perfectly adequate, but families with children need to consider boot space, rear seat comfort and safety features. Weekend adventures and holiday travel plans deserve consideration, too; if you’re planning camping trips or beach holidays, you’ll need adequate boot space and possibly towing capability.

The growing gig economy has created new vehicle requirements. Ride-hailing drivers need reliable, fuel-efficient vehicles that present well to passengers. Popular choices include the Toyota Corolla Quest or Volkswagen Polo, which offer the right balance of affordability, reliability and passenger appeal.

Financial planning beyond the purchase price

Learning how to choose a used car requires setting a realistic budget that looks beyond the advertised selling price. Factor in on-the-road costs, which can amount to several thousand rand, plus insurance premiums and potential repair costs. Many buyers make the mistake of stretching their budget to the maximum purchase price, leaving insufficient funds for these inevitable additional expenses.

The financing versus cash purchase decision depends on your financial situation and current interest rates. While cash purchases avoid interest charges, financing allows you to preserve capital for other investments. However, financed vehicles require comprehensive insurance, which increases monthly costs significantly.

Research and model selection

Specific models have established excellent reputations in the South African market. The Toyota Corolla remains a perennial favourite due to its reliability and widespread dealer network. The Volkswagen Polo offers European engineering at an accessible price point, while the Ford Ranger dominates the leisure double-cab segment with its combination of capability and comfort.

Prioritise brands with affordable servicing costs and readily available spare parts. Premium European marques might seem attractive, but their maintenance costs can quickly outweigh any initial savings. Use Cars.co.za’s classifieds section to gauge market prices and availability.

a mechanic check wheel alignment and balancing on a car

Thorough vehicle inspection

Knowing how to choose a used car means understanding that a physical inspection remains crucial despite attractive online listings. Examine the bodywork for rust, dents, and mismatched paint that might indicate accident damage. Check tyres for even wear patterns – irregular wear suggests alignment problems or suspension issues. Under the bonnet, look for obvious leaks, corrosion, or aftermarket modifications that might indicate poor maintenance.

The test drive reveals information that a static inspection cannot. Listen for unusual noises, test the brakes progressively, and ensure the engine responds smoothly to acceleration. Check that all electrical systems function correctly, including air conditioning, lights, and infotainment systems.

Consider employing a qualified mechanic for a pre-purchase inspection, particularly for higher-value vehicles. This modest investment can save thousands by identifying potential problems before you commit to purchase.

Legal compliance and paperwork

Verify that all paperwork is legitimate and current. The seller should provide registration documents proving legal ownership, and the vehicle should not be encumbered by outstanding finance. TransUnion and NaTIS checks can confirm that the vehicle isn’t stolen or still under finance arrangements.

Understanding the ownership transfer process prevents delays and complications. Ensure the licence disc is current and that all traffic fines are settled before transfer.

what is tyre insurance

Insurance and running costs

Obtain insurance quotes before finalising your purchase, as premiums can vary dramatically between models. High-performance vehicles and those with poor security ratings often attract prohibitive insurance costs that can make ownership unaffordable.

Consider the total cost of ownership beyond the purchase price. Fuel consumption, service intervals and typical repair costs vary significantly between models, impacting your budget for years to come.

Purchasing channels

Dealerships offer convenience and often provide warranties, but typically charge premium prices. Private sellers usually offer better value but require more careful verification of vehicle condition and legal status.

Certified pre-owned programmes from major manufacturers offer an excellent middle ground, providing warranty coverage whilst maintaining competitive pricing.

Making the right choice

Mastering how to choose a used car requires balancing lifestyle requirements with financial constraints, while maintaining realistic expectations. A well-researched purchase that truly fits your needs will provide years of reliable service and genuine satisfaction. The key lies in being patient, thorough and honest about your actual requirements rather than being swayed by attractive pricing or emotional appeals.

Remember that the cheapest option rarely proves most economical in the long term. Invest time in research, insist on proper inspections, and don’t rush into decisions. The perfect used car exists for every lifestyle and budget – finding it simply requires persistence and informed decision-making.

Geely Coolray vs Toyota Corolla Cross – how do they differ?

The newly launched Geely Coolray takes on the similarly sized Toyota Corolla Cross. There are some interesting pricing overlaps, but their specs differ markedly…

Geely’s second (current) South African chapter is proving to be much more successful than the first. Geely is having a moment and its recent success in South Africa is not just due to Chinese ultra-value sentiment among customers.

In fact, Geely offers products that make sense for local conditions. One of those is the all-new Coolray, an affordable crossover with an ICE engine and considered specification.

What is the new Coolray?

Probably not that aero-functional, but former hot hatch owners would approve.  

Chinese car companies are bold in everything, from design to naming. And Geely’s ‘hot’ compact crossover is no exception: it is called the Coolray, after all. Despite having seen the light way back in 2018, the Coolray midsize crossover offers a sporty and contemporary design.

The engine and gearbox are what you’d expect from a Chinese crossover of its size. The Coolray is powered by a 1.5-litre turbopetrol, rated at 128 kW and 290 Nm. They’re impressive numbers and will make light work of the Coolray’s mass at oxygen-starved Highveld altitudes.

The gearbox is a 7-speed ‘wet’ dual-clutch, which offers very rapid downshifts when you need to get into a gap in traffic, or to pull out and overtake slower traffic on the highway.

Search for a new Geely on Cars.co.za

The Coolray offers some, erm, cool features…

Huge 14.6-inch touchscreen is nearly twice the size of the Corolla Cross’s.

The Vertex is the top Coolray grade, yet costs just R429 900. It features 18-inch black alloy wheels that look great (but will show dirt daily in South Africa’s dusty driving conditions) and inside it features artificial-leather seats, a 72(!)-colour ambient lighting system, a 6-speaker sound system, and a wireless charging pad. The tailgate is powered, too.

Vertex safety spec is comprehensive for the price, too. The Coolray boasts a 540-degree panoramic camera system to enhance driver awareness at low speeds and in complex driving situations, especially when there’s a lot of traffic or pedestrians around.

The Vertex has many useful, rather than intrusive, driver-assistance systems, too. It features adaptive cruise control, lane-departure warning and autonomous emergency braking. The tally is completed with 6 airbags.

Are there packaging issues? The luggage capacity is quite tight, but more on that later…

What does the Corolla Cross range offer as a counter?

For top-spec Geely money, you only get an entry-level Corolla Cross.

Market-leading pricing, features and power ratings have helped Chinese car companies gain market share in South Africa. And comparing the Coolray to South Africa’s most established legacy mid-size crossover is telling.

If your budget tops at the Coolray Vertex’s level, you have to opt for a Corolla Cross 1.8 Xi, which is the entry-level grade. When you compare their stats, the Geely is better than the Toyota in many ways.

A Coolray has nearly 25% more engine power, and that advantage is even bigger when you compare the two crossovers at altitude. Why? The Corolla Cross 1.8 Xi has a naturally aspirated 1.8-litre engine, meaning it loses significant power at Highveld altitudes.  

Conversely, the Corolla Cross will be smoother in traffic thanks to its CVT transmission compared to the Geely’s dual-clutch gearbox, a configuration that tends to feel a tad clunky in stop-start conditions.

There’s no comparison when you look at their cabin features or safety equipment. The Corolla Cross 1.8 Xi does not have autonomous cruise control, automated emergency braking, or a panoramic surround-view camera system. It also has one fewer airbag.

Comfort and convenience differences are stark. The Toyota lacks a wireless charging pad, and its 8-inch touchscreen feels ancient in comparison with the Geely’s 14.6-inch item.

Search for a Toyota Corolla Cross on Cars.co.za

Which one will hold more Cars.co.za cool boxes?

You get 25% more luggage space in the Corolla Cross – that’s a big difference.

Here the Toyota claws back some ground… For road trips and long-distance driving, the Corolla Cross might lack performance, but Toyota knows the South African market better than any other brand. That’s why the Corolla Cross 1.8 Xi has real-world features that really benefit owners.

The first is luggage space. All the infotainment screens and safety features in the world won’t be much help if your boot can’t take all your family’s holiday paraphernalia. The Corolla Cross 1.8 Xi offers 440 litres of packing room, which bests the Coolray’s 330-litre figure by a third.

And then there’s the spare-wheel issue…

Geely Coolray
Coolray looks terrific. But before your road trip: know that it doesn’t have a spare wheel – at all.

Nobody thinks about their vehicle’s spare wheel until they are stranded next to the road, at night, in a high-risk area, and discover there isn’t one.

The issue is that many European product planners have a mandate to reduce vehicle weight and downsize full-size spare wheels to emergency space-savers. Chinese product planners are even more minimalist; they don’t include any spare wheel at all.

Full-size spare wheels still carry real value for new-car buyers in South Africa, with good reason. Potholes and construction site debris (such as nails and screws) pose a real risk of punctures.

The Corolla Cross 1.8 Xi does not have a full-size spare wheel, but it does have a decently sized space saver, which can get you home if you get a puncture some distance from the next city or town. Geely’s Coolray Vertex does not even have a space-saver spare wheel. It only has an emergency repair kit, which is totally impractical for South African conditions.

So, Geely Coolray or Toyota Corolla Cross?

The Geely Coolray Vertex is much better equipped than a Toyota Corolla Cross 1.8 Xi. The Chinese crossover has more power and better overtaking performance, too.

But, for buyers who need the packing space and some form of spare wheel redundancy when driving long distances or on weekend away trips, the Corolla Cross is superior.

Search for a Toyota Corolla Cross on Cars.co.za

Mazda CX-5 Carbon Edition (2026) Review

The next-generation CX-5 is almost in SA but don’t discount the current model just yet. We took the keys to the Mazda CX-5 Carbon Edition to see if it still deserves a spot on your shopping list.

We like: Resolved ride and drive; engaging steer; minimalist cabin; fit and finish; appealing Carbon Edition trim.

We don’t like: Naturally aspirated motor needs to be pushed to get the best out of it, at the expense of economy; infotainment system lags behind modern rivals.

FAST FACTS

  • Model: Mazda CX-5 2.0 Carbon Edition
  • Price: R688 400
  • Engine: 2.0-litre naturally-aspirated 4-cylinder petrol engine
  • Transmission: 6-speed automatic transmission
  • Power/Torque: 121 kW/213 Nm
  • Claimed fuel consumption: 6.9 litres/100 km
  • 0-100 kph: 10.4 seconds (claimed)/9.75 seconds (tested)
  • Luggage capacity: 438-1 914 litres

Where does the Mazda CX-5 2.0 Carbon Edition fit in?

What you’re looking at is the last of this generation of Mazda CX-5, and what a legacy it has created. The 2nd-generation model launched locally in 2017 with both petrol and diesel engines, as well as the option of all-wheel drive. As is the case with most Japanese brands, product lifecycles are generally quite long between generations, with an assortment of small improvements, rationalisation and special editions introduced through a lifespan.

One of those iterations is Carbon Edition, which Mazda uses across its entire SUV portfolio. Carbon Edition is essentially a sportier-looking trim level with added content.

With the imminent arrival of the all-new 3rd-generation CX-5, the question is: should you consider the outgoing model as a purchase?

Read more: New-generation Mazda CX-5 fully revealed

How the CX-5 Carbon Edition fares in terms of…

Design & Packaging

Design is a subjective topic – after all, one person’s treasure is another’s trash – but we feel the Mazda CX-5 design (especially in its trademark Soul Red) has aged beautifully. It’s unmistakably Mazda and has kept pace with the times. It’s inoffensive and unpolarising, just like its target market.

Going for the Carbon Edition flagship adds additional content like front/rear parking sensors, a head-up display, adaptive LED headlamps and so on. We would have liked some form of semi-autonomous safety like forward collision warning, but as this vehicle’s on runout, we anticipate such features in the new-generation CX-5.

The infotainment offering lags behind its competitors, but that’s understandable given its age. The screen itself doesn’t offer touchscreen functionality, instead relying on the rotary controller located near the driver’s left leg. Initially a little unconventional in operation, you’ll soon get used to it.

As an added convenience, the vehicle is offered with Android Auto/Apple CarPlay, which allows for navigation and streaming audio apps. There are just a handful of USB ports dotted around the forward cabin.

The rest of the cabin is an exercise in Japanese class and ergonomics, blending functionality with pleasantly tactile materials. The switchgear for the climate control, for instance, feels reassuringly solid. The Carbon Edition adds some sportier touches like red stitching throughout the cabin which helps break the continuous black-on-black colour theme.

If you’re an audiophile, you’re in for a treat. The CX-5 Carbon Edition features a Bose audio system, complete with a subwoofer located inside the spare wheel. It’s one of the better systems, offering punchy bass and clarity without distortion.

The Mazda CX-5 has always been a genuinely spacious and practical family SUV – rear passengers benefit from not only ample space, but also proper seating. A number of cars prioritise the front two seats and neglect the ergonomics and shape of the rear seats, but this is not the case. Given the vehicle’s age, it comes as no surprise that creature comforts like USB ports are lacking.

Performance & Efficiency

The naturally aspirated petrol engine is something Mazda has become renowned for. While there are turbocharged powertrains in other markets, Mazda SA has stuck with what it knows. It has Skyactiv-G technology, which is Mazda’s proprietary name for its ultra-high compression ratio tech.

In a market saturated with punchy turbocharged compact engines, the CX-5 Carbon Edition is somewhat of an anomaly. With outputs of 121 kW and 213 Nm driving the front wheels via an old-school 6-speed automatic, performance is adequate rather than scintillating. Mazda claims 0-100 kph in 10.4 seconds, but our testing equipment confirmed it was a tad quicker than that at 9.75 seconds.

Activate the sport mode, which essentially instructs the gearbox to hold onto the ratios a little longer, and be prepared to exploit all of those revs… Thankfully, the gearbox is good at what it does, with shifts programmed to be as unobtrusive as possible. There are paddles, but we didn’t feel the need for them.

The downside of this vehicle’s powertrain is that, to make meaningful in-gear acceleration, you will be stretching that engine’s rev range. If you’re accustomed to turbocharged torque achieved lower down the rev range, overtaking will feel like a chore.

With the engine needing to work harder, fuel economy suffers. Mazda claims an optimistic figure of 6.9 L/100 km. Despite our best efforts and trying to be mindful, we couldn’t better 8.8 L/100 km. We do miss that defunct 2.2-litre diesel powertrain which would have been quicker and more efficient.

Ride, Handling & Comfort

The Mazda CX-5 was one of the original crew of legacy-brand SUVs that placed an emphasis on the ‘S’. With a product like the sharp-handling MX-5 roadster in its portfolio, Mazda made the CX-5 drive with more engagement than it needed to. This remains the case with the CX-5 Carbon Edition and expectations of the new one are high.

The wheels are finished in gloss black and look great. They’re 19-inch in size, which is smaller than you’ll find on some competitors, but the trade-off is higher side walls to aid ride comfort.

The composure and balance of the drive is impressive. While the CX-5 isn’t marketed as an overly sporty family SUV, you’ll find yourself taking corners a little quicker than normal, purely based on the grin-inducing factor. The steering is well weighted and direct, and you feel in total control of the vehicle.

Ride quality is an excellent blend of firm and engaging, without any of the harshness associated with such sportiness. If only it had the engine to back up the dynamics and those looks…

Price & After-sales support

The Mazda CX-5 is sold with a 5-year/unlimited kilometre warranty and a 5-year/unlimited kilometre service plan.

CX-5 ActiveR570 500
CX-5 DynamicR617 900
CX-5 Carbon EditionR688 400
Pricing correct as of July 2026.

Verdict

With the all-new Mazda CX-5 arriving next month, this generation of CX-5 has finally come to an end, and what a legacy! From winning the Family Car category in our Consumer Awards not once but twice, the CX-5 has endeared itself to us on numerous occasions.

If you were to purchase this CX-5 right now, it’s unlikely you’ll be disappointed. And, if you are shopping in this segment, it’s worth investigating whether dealers are keen to clear out old stock by offering generous discounts.

At this stage, pricing for the newcomer is yet to be confirmed, but we’re bracing ourselves for a substantial increase. The new engine will be a naturally aspirated 2.5-litre petrol, with mild-hybrid powertrains potentially on the cards.

Want to buy a new or used Mazda? Browse vehicles for sale

Read the latest Mazda news and reviews

Frequently Asked Questions

What engine powers the Mazda CX-5 lineup in South Africa?

The core Mazda CX-5 range is powered by a 2.0-litre naturally aspirated Skyactiv-G petrol engine that sends 121 kW of power and 213 Nm of torque to the front wheels via a 6-speed automatic transmission.

What are the available model derivatives and pricing for the Mazda CX-5?

The Mazda CX-5 model lineup is structured into three main automatic derivatives:
  • Mazda CX-5 2.0 Active Auto: Priced from R570 500
  • Mazda CX-5 2.0 Dynamic Auto: Priced from R617 900
  • Mazda CX-5 2.0 Carbon Edition Auto: Priced from R688 400

What is the fuel consumption of the Mazda CX-5 2.0L?

The 2.0-litre Skyactiv-G petrol engine features an average claimed combined fuel consumption rating of approximately 6.9 litres per 100 km.

What warranty and service plan coverage comes standard with the Mazda CX-5?

Mazda vehicles in South Africa come backed by comprehensive coverage that includes a 5-year / unlimited kilometre manufacturer warranty, a matching 5-year / unlimited kilometre service plan, and 5-year / unlimited kilometre roadside assistance. Service intervals are set at every 15 000 km.

Jetour refreshes Dashing and X70 Plus (and cuts starting price)

The Jetour Dashing and X70 Plus have both been refreshed in South Africa, scoring extra power, a new transmission and a lower starting price. Here’s what they cost…

  • Dashing and X70 Plus refreshed in Mzansi
  • Both upgrade to more powerful 1.5T unit
  • Respective starting prices drop R10 000

Jetour South Africa has refreshed its Dashing and X70 Plus models, handing the pair of Chinese crossovers extra oomph, a new transmission, tweaked exterior styling and revised trim-level names – as well as a reduced starting price.

As a reminder, Jetour marked its official arrival in Mzansi in September 2024 with the launch of these 2 models (though has since added the T1 and particularly popular T2). So, what updates have been made to the Dashing and X70 Plus nearly 2 years later?

Exterior changes to the Dashing appear largely limited to the addition of red accents.

Well, perhaps the most significant change involves the powertrain. Previously, a turbocharged 1.5-litre, 4-cylinder petrol engine offered peak outputs of 115 kW and 230 Nm. The updated Dashing and X70 Plus both switch to a motor of the same configuration though now generating 125 kW and 270 Nm. Furthermore, the old 6-speed dual-clutch transmission makes way for a 7-speed item.

Since the Chinese brand’s local division has yet to release a detailed specification sheet (to the media or on its website), it’s not yet clear what impact these powertrain changes might have on fuel economy. For the record, Jetour SA’s press material says only that the “result is stronger performance, improved efficiency and a more refined driving experience”.

A closer look at the revised grille design of the X70 Plus.

As before, the 5-seater Dashing and 7-seater X70 Plus ranges each comprise just a pair of derivatives, though the old Momentum and Deluxe grades have been ditched in favour of new Prestige and Prime trim levels. The Dashing 1.5T Prestige 7DCT is priced at R429 900 (some R10 000 less than before), while the Dashing 1.5T Prime 7DCT comes in at R479 900 (an increase of R10 000).

Meanwhile, the refreshed X70 Plus 1.5T Prestige 7DCT is priced at R444 900 (which likewise sees the starting price fall R10 000), with the X70 Plus 1.5T Prime 7DCT available for R494 900 (again, R10 000 up on the outgoing version).

That red stripe will make it easy to spot an updated Dashing out on the road.

Without any official specification sheets to draw on, we can’t tell to what extent standard equipment levels have changed. We do know, however, that the refreshed Dashing features red exterior accents (along its flanks, up front and at the rear), while the revised X70 Plus scores an updated grille and a new design for its 19-inch alloy wheels. Jetour SA also says both models gain “advanced safety enhancements”.

What does the Jetour Dashing cost in SA?

DERIVATIVEPRICE
Jetour Dashing 1.5T Prestige 7DCTR429 900
Jetour Dashing 1.5T Prime 7DCTR479 900

What does the Jetour X70 Plus cost in SA?

DERIVATIVEPRICE
Jetour X70 Plus 1.5T Prestige 7DCTR444 900
Jetour X70 Plus 1.5T Prime 7DCTR494 900

The prices above seemingly include a 5-year/150 000 km vehicle warranty, a 10-year/1-million kilometre engine warranty (for the first owner) and a 5-year/60 000 km service plan.

Frequently Asked Questions (FAQ)

Q: What updates have been made to the powertrains of the refreshed Jetour Dashing and X70 Plus?

A: Both the refreshed 5-seater Dashing and 7-seater X70 Plus receive a substantial engine upgrade, switching to a more powerful turbocharged 1.5-litre four-cylinder petrol engine. Output rises from the previous 115 kW and 230 Nm to a stronger 125 kW and 270 Nm. Additionally, the previous 6-speed dual-clutch transmission has been replaced with a 7-speed dual-clutch transmission (7DCT).

Q: How has the model range changed, and what are the new starting prices for these crossovers?

A: Jetour has dropped the old Momentum and Deluxe trim names in favour of new Prestige and Prime grades. The starting price for both lineups has decreased by R10 000, while the top-spec variants have increased by R10 000. The Dashing 1.5T Prestige 7DCT starts at R429 900 and the Prime costs R479 900. The X70 Plus 1.5T Prestige 7DCT starts at R444 900, while the Prime model retails for R494 900.

Q: What styling tweaks distinguish the refreshed Jetour models, and what warranty covers them?

A: The updated Dashing features distinctive red exterior accents on its nose and flanks, while the refreshed X70 Plus benefits from a revised grille design and new 19-inch alloy wheels. Both ranges also gain advanced safety enhancements.

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What happens when your car is written off while it’s still financed?

At the best of times, a written-off vehicle is a nightmare, but it’s far worse if it’s still under finance. Here’s a straightforward guide on how the process works when a financed car is written off in South Africa; how to protect yourself from debt gaps; and the steps you need to take to minimise the financial damage.

When it comes to vehicle accidents, the one consequence all owners fear most is the phrase “written off”. Injury, inconvenience and the destruction of your car aside, the real wreck could be your finances, especially if it’s still under loan. But how does the car-write off process work; who is liable for the outstanding debt under such circumstances; and is there any way you could walk away from a write-off without drowning in debt? 

What happens when a financed car is written off?

An insurer may declare a vehicle a total loss when the cost of repairs, salvage value, storage, towing and associated expenses make repair uneconomical relative to the vehicle’s insured value. In practice, this often occurs when repair costs approach 60-70% of the vehicle’s value, although the threshold varies between insurers.

Write-offs can be either structural or economic in nature. Usually, a vehicle is either too damaged to be safely repaired, or technically fixable yet it’s too expensive to feasibly do so.

Assuming your car is still under finance, the financial institution retains ownership until the agreement has been settled. In a write-off scenario, the insurer will normally settle the outstanding amount with the finance house first.

Retail, market & trade-in value: How it affects your car insurance

A value surplus is created only if the car’s pre-accident retail value was higher than what you still owe the bank. Your policy excess remains payable and may be either deducted from the settlement, or recovered separately, depending on your insurer. Whatever is left will be repaid to you and can be used towards a deposit for your next vehicle.

In the example below, let’s assume your vehicle gets written off with a R300k outstanding debt.

Financial componentStandard comprehensive cover onlyComprehensive + shortfall coverBalloon payment (no shortfall cover)
Outstanding bank debtR300 000R300 000R380 000 (due to 35% balloon)
Vehicle retail value (payout)R250 000R250 000R250 000
Policy excess payableR5 000R5 000R5 000
Net insurance payout to bankR245 000R245 000R245 000
Who pays the remaining gap?The driverShortfall insuranceThe driver
Final out-of-pocket cost to driverR55 000R5 000 (Excess only)R135 000
Actual settlements differ between insurers and finance agreements.

The insurance payout vs the bank settlement: Understanding the shortfall

Finance declined

Owing to vehicle depreciation (often up to 20% in the first year), along with the corrosive effect on value of interest and long finance terms, an owner can easily find themselves in a state of negative equity. That means the bank is owed more than what a vehicle is worth.

Should your vehicle be written off in this period, standard comprehensive insurance will pay out only the retail value. You will be liable for the credit shortfall on a car you no longer drive.

Vehicle depreciation: What is it & why does it matter?

This is where top-up cover becomes essential. Many dealerships, finance providers and insurers offer shortfall cover when you buy a vehicle to protect you against further financial losses arising from the debt gap that isn’t covered by your regular insurance.

While easily deemed a grudge add-on at the point of purchase, it could mean the difference between solvency and financial ruin on the day your car is written off.

More than just insurance: The importance of added insurance products

How balloon payments & loan arrears affect your write-off claim

If your vehicle finance plan is structured with a balloon payment, things could get a lot worse…

As balloon packages are used to reduce monthly instalments, the impending final balloon payment means the residual value and associated shortfall risk will be significantly higher in the early stages of the finance cycle.

Financing a car in SA: The true cost of 60-month balloons vs 84-month loans

That’s because up to 40% of the vehicle value is deferred to the final lump sum payment, and a larger portion of initial payments goes towards interest, reducing the capital owed more slowly. Should the car be written off in this period, the finance agreement must be settled immediately. If the balloon amount forms part of the outstanding balance, it effectively becomes payable at settlement.

It is also worth knowing that shortfall insurance isn’t a safety net for settling missed payments or accumulated arrears. They’re still legally your responsibility.

How to complete the write-off process: Your final responsibilities

You may think the hard yards are over once the bank and insurance company have agreed to the payout value, yet there are still some remaining steps for you to follow to wrap it up.

  • Unless instructed otherwise by the bank, do not stop paying your monthly instalments until the bank receives its settlement amount from the insurance company (which may take a few months) and closes the account. Stopping the debit order early will flag you for missed payments and earn you a lower credit score, which in turn will make it harder or pricier to finance your next vehicle.
  • Cancel your vehicle tracking subscription.
  • Request pro-rata refunds on value-added cover. If you opted to bundle an extended service plan, warranty or scratch-and-dent cover with your vehicle finance, you may be entitled to a partial refund, as the car no longer exists. This may depend on the terms and conditions initially agreed to.
  • Finally, because the insurance company is effectively buying the salvage from the bank, you may also be asked to sign ownership transfer and deregistration documentation so the insurer can take ownership of the salvage and update the vehicle’s status on the national register.

For car lovers, a written-off vehicle is tantamount to a personal tragedy. Often the administrative hassle is as traumatic as the loss of the asset itself … and that’s even before the financial hangover.

Financial well-being is not so much about liquidity, as it is about being informed. Understanding how settlements are calculated along with dodging administrative traps and having shortfall cover in place are the strongest insurance policies to protect your wallet, credit score and purchase of your next vehicle.

5 new Changan products coming to Mzansi

Our recent trip to China with Changan South Africa gave us a glimpse into the brand’s plans, including which models it plans to launch locally. The question is, how will consumers respond to even more products joining an already overcrowded market?

As difficult as it must be for legacy car brands to stay afloat while the market is being disrupted by Chinese vehicles, the internal competition among fellow Chinese carmakers is equally fierce. Each brand is vying for a slice of the pie. For consumers looking to buy a new car, it must be overwhelming – each week, it feels like there’s another new Chinese vehicle to choose from.

So, guess what… We’re here to let you know Changan doesn’t have 1 or 2 products ready to go. In fact, it has 5. Before you scoff at this news, it’s important to note that Changan is not a small start-up. In fact, it’s the oldest car manufacturer in China, with nearly 70 years of experience in making vehicles. So, when a company with such heritage decides to take the South African market as seriously as it is, it’s a good thing. Here are some of the products we’ll see in South Africa soon.

Which models can we expect?

Changan Nevo Q05

Set to arrive in 2027, Changan South Africa is very excited to launch the Nevo Q05. And we can understand why. It’s a good-looking crossover with a clean, unique design.

If you guessed that the Nevo Q05 is electric based on its closed-off front grille, you’re correct. It’s powered by a 51.9 kWh battery and an electric motor that produces 120 kW and 190 Nm of torque. The Q05 can hit 160 kph. The Nevo Q05’s range is claimed at 506 km.

Inside, it retains the minimalist design aesthetic, making use of a large 15.6-inch infotainment screen and a 10.17-inch digital instrument cluster.

Uni-S HEV & CS75 Plus HEV

The Changan CS75 Plus HEV.

The Changan Uni-S and CS75 Pro have already launched in South Africa. Now Changan will add hybrid versions. Both the Uni-S HEV and the CS75 Plus HEV will use a self-charging battery system, producing 166 kW and 300 Nm in the former, and 180 kW/300 Nm for the latter.

Both models will see a substantial reduction in fuel consumption over their turbopetrol counterparts, with the CS75 Plus HEV’s claimed average figure pegged at just 3.5 L/100 km. What will that consumption figure look like in the real world? We’ll soon find out.

Read more: Changan Uni-S (2026) Review & Changan CS75 Pro (2026) Review

Changan Lumin

The Lumin’s possibly the most exciting product in this line-up… It’ll operate in the small-EV category that’s suddenly blossomed in SA. Considering the warm reception given to the BYD Dolphin Surf and Geely E2, we expect the Lumin to be welcomed with open arms (especially if it’s SA’s cheapest EV, something Changan is determined to achieve).

This cute city slicker is powered by a 31.1 kWh battery and has a top speed of 105 kph. After driving it briefly, we can report that it feels comfortable on the open road and its acceleration felt in line with a vehicle of its size. However, will South Africans baulk at that low top speed?

Changan Hunter K70 REEV

Read our International Launch Review of the Hunter K70 REEV for more details, but briefly, Changan‘s beefy bakkie will take on the likes of the Ford Ranger Raptor and BYD Shark 6. The K70 will make use of range-extender technology, which promises a driving range of more than 1 000 km. The K70 certainly has a menacing presence, and we feel our market will love that.

Read more: Changan Hunter REEV (2025) Pre-Launch Review

Changan remains optimistic about South Africa

Changan says the number of new products it plans to launch in South Africa is proof of how committed it is to our market. The brand feels confident that local consumers will appreciate the quality, engineering and pricing of its products.

After sampling each new model ourselves, we have no reason to counter their claims. The brand is also set on ensuring consumers receive the aftersales care they deserve, which is why the dealer network will expand to 40 retailers by the end of 2026…

5 automakers with the sharpest sales declines in H1 2026

These are the 5 automakers that suffered the sharpest year-on-year sales declines in South Africa’s growing new-vehicle market in H1 2026…

  • 9 automakers logged declines in H1 2026
  • 4 endured double-digit percentage drops
  • Proton suffered biggest percentage decline

We’ve already identified the automakers that posted the strongest sales growth in South Africa in the opening half of 2026, outpacing the local market’s 12.9% year-on-year improvement to 315 303 units. But what about the automakers that suffered the sharpest sales declines in H1 2026?

Well, we’ve worked through Mzansi’s new-vehicle sales figures for the first 6 months of 2026 and compared them directly to H1 2025’s numbers. That allowed us to identify the 5 manufacturers that effectively shrunk the most in what was a growing local automotive market.

Note that we’ve focused on automakers that operate in the light-vehicle segments, omitting low-volume truck- and bus-only manufacturers from this exercise. In addition, we’ve based our calculations on “manufacturer” totals, as reported to industry-representative body Naamsa (keep in mind certain individual brands are grouped under broader manufacturer banners).

Of the 34 automakers included in this exercise, as many as 9 endured year-on-year sales declines. For the record, Mazda (down 4.3% to 1 284 units), Mercedes-Benz (down 2.0% to a Naamsa-estimated 3 103 units), Renault (down 1.8% to 8 028 units) and Mitsubishi (down 1.7% to 1 004 units) all shed sales, year on year. But 5 other automakers suffered far more significant declines…

Proton (42 units) – down 87.2%

Considering Proton is effectively in limbo in South Africa – with local distributor the CMH Group having effectively dropped it and Geely Auto SA weighing up whether to step in – it’s perhaps no surprise the Malaysian brand recorded the market’s most significant sales decline in H1 2026. With the CMH Group looking to offload its remaining Proton new-vehicle stock, local registrations slid 87.2% to just 42 units during this 6-month reporting period.

Nissan (6 267 units) – down 20.1%

Facelifted Nissan Magnite

Making do with a local portfolio trimmed back to just 3 models (until the new Tekton arrives, anyway), Nissan endured a 20.1% year-on-year decrease in sales to end H1 2026 on 6 267 units, falling from 12th to 15th position in the process. Magnite registrations in the passenger-car segment dipped 15.4% year on year to 3 634 units, while Navara sales slid 25.3% to 1 965 units (with the low-volume X-Trail making up the balance). Nissan also sold its Rosslyn manufacturing facility to the Chery Group, meaning the Navara will now be imported from Thailand rather than locally built.

BAIC (1 157 units) – down 15.4%

Not all Chinese brands are growing, it would seem. In H1 2026, local registrations of BAIC vehicles declined 15.4% year on year to 1 157 units, seeing the automaker slip from 19th to 26th position. While the B30 (launched late in 2025) added a useful 615 units to the brand’s overall tally, sales of the X55 Plus plummeted 47.9% year on year to 528 units (while the non-Plus version fell away completely). The B40 Plus could muster just 14 units (down 65.9%, year on year).

Jaguar Land Rover (1 363 units) – down 12.1%

While you might assume the British automaker’s presence on this list is largely thanks to the fact Jaguar is currently not building any new vehicles at all, it’s interesting to note just 28 new Jaguar units were registered in H1 2025 (a figure that, of course, fell to zero in H1 2026). The Defender remained the firm’s most popular model locally, though sales dipped 2.3% year on year to 795 units. All other Land Rover and Range Rover models suffered more significant year-on-year declines.

Subaru (217 units) – down 8.4%

The only passenger-vehicle brands reporting to Naamsa that sold fewer new vehicles than Subaru in South Africa in H1 2026 were Proton and Scuderia (the latter being the company responsible for Ferrari in Mzansi). In the end, Subaru’s local registrations declined 8.4% year on year to 217 units, translating to a monthly average of just 36 cars. Sales of the Forester fell some 14.8% compared to H1 2025, ending the 6-month reporting period on 138 units.

Frequently Asked Questions (FAQ)

Q: Which automaker suffered the sharpest sales decline in South Africa during the first half of 2026?

A: Proton suffered the most severe decline in the local market, with sales plummeting 87.2% year on year to just 42 units for H1 2026. This dramatic drop comes as Proton is left in limbo following local distributor CMH Group moving away from the brand, leaving Geely Auto SA to weigh a potential takeover while remaining stock is cleared.

Q: Why did Nissan experience a significant 20.1% drop in its H1 2026 sales volume?

A: Sales of its volume-driving Magnite dipped 15.4% (to 3 634 units) and Navara bakkie registrations slid 25.3% (to 1 965 units). Furthermore, Nissan sold its Rosslyn manufacturing facility to the Chery Group, shifting Navara sourcing from local production to imports from Thailand.

Q: How did other brands like BAIC, Jaguar Land Rover and Subaru perform on list?

A: BAIC dropped 15.4% to 1 157 units, driven by a 47.9% crash in X55 Plus sales, proving that not all Chinese brands are finding success. Jaguar Land Rover dipped 12.1% to 1 363 units, as Jaguar registrations fell to zero and Land Rover/Range Rover models saw declines despite a steady showing from the Defender (795 units). Subaru rounded out the bottom five with an 8.4% decline to 217 units, averaging just 36 vehicle sales per month.

Related content

SA’s 10 most popular Chinese vehicles in H1 2026

Jolion in 4th! SA’s best-selling cars in June 2026

SA’s new-vehicle market overview for June 2026

BYD and Absa expand partnership to boost EV adoption in SA

The shift towards new energy vehicles in South Africa is gathering momentum. In a move to make electric and hybrid vehicles more accessible to local buyers, BYD South Africa and Absa have announced a significant new finance deal.

Operating under the BYD Finance banner, a dedicated product of Absa, this collaboration builds on an initial agreement first established in 2025. The goal? To lower the barriers to entry for South African motorists looking to make the switch to green mobility by introducing more flexible and competitive vehicle finance, insurance, and dealership solutions.

Massive growth in SA’s EV market

The BYD Dolphin Surf has proved popular since going in sale late in 2025.

If you’ve noticed quieter, differently designed cars on South African roads lately, it’s quite likely you’ve noticed some of that new energy vehicle (NEV) growth that’s happening locally. According to recent data released by Absa, NEV sales in South Africa increased by 78.8% between January and May 2026 compared to the same period last year. Admittedly, this is off a low base, but the trend is up.

The growth is being driven heavily across two main alternative-energy segments:

  • Plug-in hybrid electric vehicles (PHEV): Sales surged by 681%.
  • Battery electric vehicles (BEV): Sales grew by a healthy 193%.

Amidst this growth, BYD wants to establish itself as a heavyweight in the local market. The Chinese automotive giant currently ranks as South Africa’s second-best-selling NEV brand, with 2 011 units sold year-to-date. Models like the Sealion 6, the affordable Dolphin Surf and the high-performance Shark 6 bakkie have quickly caught the attention of local buyers looking for premium tech without the luxury price tag.

What does BYD Finance mean for buyers?

BYD and Absa finance
Steve Chang, MD of BYD South Africa.

For the average consumer, the expanded relationship between BYD and Absa is excellent news. Buying an EV or hybrid can still carry an upfront price premium, but BYD Finance aims to address affordability and flexibility directly.

The partnership covers three critical pillars:

  • Tailored vehicle finance: Structured finance options designed specifically for retail customers and corporate fleets looking to buy BYD vehicles.
  • Dealer wholesale finance: Crucial floorplan funding to support BYD’s rapidly growing dealership network, ensuring better stock availability and faster delivery times across the country.
  • Comprehensive insurance solutions: Bespoke insurance packages tailored to the unique requirements of high-tech electric vehicles and battery systems.
BYD Finance Amasi
Key industry members, including Cars.co.za’s MD Amasi Mwela speaking on future mobility

“For BYD, this is about more than bringing world-leading vehicles to market. It is about building the ecosystem that helps more South Africans access them,” said Steve Chang, Managing Director of BYD Auto South Africa. “Extending our cooperation with Absa allows us to support customers, dealers and businesses with the finance solutions needed to make new energy mobility more accessible and scalable.”

80 dealerships nationwide by end of 2026

BYD currently boasts a network of 52 dealerships across South Africa. However, to keep pace with consumer demand and its intended growth, the brand has confirmed an aggressive expansion plan to reach 80 dealerships nationwide by the end of 2026.

This footprint expansion means that sales, servicing, and specialised EV maintenance will become more convenient for buyers outside the major metropolitan hubs, reducing infrastructure anxiety for those who don’t live in the major cities.

Beyond South Africa: A pan-African vision

BYD has plans to expand beyond local borders.

The partnership is also going beyond the South African border. With Absa boasting a banking platform across 14 African countries, both companies are actively exploring ways to take the BYD Finance model into broader African markets. As BYD expands its footprint across the continent, Absa’s regional infrastructure will serve as the financial backbone for its growth.

Charl Potgieter, Managing Executive for Absa Vehicle and Asset Finance, noted that consumer attitudes are shifting quickly: “While affordability and infrastructure are still important factors, there is growing acceptance of electric mobility, and extending our cooperation with BYD allows us to continue supporting customers as the market develops.”

With more models entering the market and a rapidly expanding dealer and financing network, the transition to alternative-energy vehicles in SA is officially moving out of the niche early-adopter phase and into the mainstream.

Looking to buy a new or used electric car?

Browse BYD models for sale in South Africa here

The Chery KP31 bakkie – here’s what we know so far

The BYD Shark 6 has changed the way South Africans see Chinese bakkies. The Chery KP31 bakkie could be an even bigger deal.

South Africa’s lifestyle and luxury double-cab market is lucrative, and the Chinese brands have cottoned on. However, while the BYD Shark 6 has spearheaded the movement for truly desirable Chinese bakkies, it’s not without its flaws.

For one, it has poor payload and towing capacities. It also struggles with limited off-road ability due to a lack of low-range gearing. Traditional double cabs like the Ranger and Hilux might be less luxurious overall, but they’re still comfortable and they offer proper payloads and towing ability.

This raises the question: Is there a Chinese bakkie with all the power, rugged off-road ability and a typically OTT luxury cabin? Enter the Chery KP31…

Now that Australia has officially named it – the “Stockman” – more detail has been forthcoming. At the recent Chery South Africa factory handover event in Rosslyn, there was a heavy-duty KP31 on display. This gave us a better idea of its technical specifications and potential for South African double-cab bakkie buyers.

Mercedes-AMG V12 torque levels…

That shifter is going to command a huge torque output. Or is it?

Chery has developed two powertrain options for the KP31 bakkie. Both are PHEVs and the total system outputs shame anything Ford or Toyota offers.

The KP31 petrol PHEV has a total system output of 395 kW and 1 000 Nm. That torque number is right at the limit of passenger-vehicle transmission engineering. AMG’s legendary V12 bi-turbo models were torque-limited to 1 000 Nm to preserve their automatic transmissions’ lifespan.

So, what of the KP31 petrol PHEV’s transmission? Well, Chinese drivetrain engineers have been working on very powerful EVs with huge torque outputs for years. There should therefore be no concerns about drivetrain issues.

That said, will the KP31 really offer 1 000 Nm at all times, or will this output be restricted to preserve the battery pack? We’ll get to that…

Can a diesel PHEV work?

The South African bakkie market is all about diesel powertrains. Nearly all locally sold double cabs are powered by diesel engines. That’s why Chery was under pressure to develop a turbodiesel powertrain for the bakkie.

There is no question about the Chery KP31 diesel PHEV’s stats. This version is rated at 350 kW and 800 Nm. For a double cab bakkie, those are tremendous powertrain numbers.

In the market for hardcore diesel bakkies, it absolutely outclasses legacy bakkies like the Land Cruiser 70 2.8 GD-6 (only 450 Nm) and the Ranger V6 turbodiesel (600 Nm). But the question is: how sustainable is the Chery turbodiesel PHEV’s continuous peak torque output?

With a hybrid setup, total system output can be sustained only for short durations. And if you need all of that 800 Nm, towing a trailer up one of South Africa’s steep mountain passes, there might be less peak torque available than you anticipate.

Search for a Chery on Cars.co.za

Let’s talk about the DPF

Will heat energy from the huge powertrain battery help reduce DPF vulnerability for this bakkie?

Since diesel particulate filters (DPF) became a standardised emissions-control component on South African bakkies, the questions of start-stop systems, fuel quality, and driving cycles have become much more important.

DPFs need to heat up to initiate the chemical reaction that burns off the diesel particulate matter and carbon they collect. Achieving the required heat cycle usually means a decent amount of highway-speed driving at constant throttle loading.

In heavy traffic, DPFs can struggle to maintain operating temperature. That increases the risk of the DPF clogging, leading to unhappy consequences for the engine. Start-stop systems on diesel engines create much the same issue as severe traffic, limiting the thermal build-up a diesel engine needs for its DPF to function properly.

Chery’s diesel PHEV, with a start-stop system where the diesel engine competes with the electric drive for much of its operating range, seems like a DPF maintenance problem waiting to happen. But Chery could have a great solution…

That massive 34 kWh battery pack that powers the Chery double cab at low speed has ample power in reserve to preheat the DPF. This means the DPF can be kept at its required operating temperature when needed, even if the diesel engine is frequently cycling on/off during an urban driving cycle.

Proper bakkie suspension

Coil-sprung, independent rear suspension is one of the Shark’s weaknesses in harsh terrain.

Leaf springs or coils? That’s a technical question that divides many South African bakkie buyers.

Coils have less friction and allow for better high-frequency bump absorption across deep corrugations on a Karoo dirt road. That’s why bakkies with renowned dirt-road driving stability, like the Nissan Navara and Ranger Raptor, have coil-sprung rear axles. But coil springs can sag alarmingly under full load-bed payload, or when hitched up to a big trailer or caravan.

The BYD Shark has a coil-sprung rear suspension, which is a potential issue for some South African double cab buyers with demanding load requirements. Chery’s taken note of those preferences. The KP31 has rear-axle coil suspension on the petrol PHEV (which is a more urban lifestyle bakkie), while the diesel PHEV gets a rugged leaf-sprung rear axle.

Search for a Chery on Cars.co.za

True lockers

The KP31 had lots of hardcore 4×4 upgrades on display in Rosslyn.

Traction control and automatic transmissions have remarkably reduced the intimidation factor of off-road driving. But for really technical off-road trails, nothing beats a true axle locker.

The issue is that even the best traction control systems are reactive. They need a moment of wheel slippage to engage the brake and redirect torque to the opposing wheel, which has better purchase on available traction.

It’s that moment of hesitation between the system recognising wheel slippage and responding that can get you stuck. That’s why double cab bakkies with real off-roading ambitions have a proper locking axle at the rear. The most capable ones (Ranger Raptor/Super Duty and Land Cruiser 70), feature lockers on both front and rear axles.

Chery’s engineers know what they are doing – the KP31 has an advanced traction control system, as well as true axle lockers front and rear.

Like most advanced Chinese automakers, BYD’s South African sales are surging. But the Shark 6 has real all-terrain driving and load limitations. Chery reckons it has the answer in the form of the KP31 … time will tell whether discerning South African bakkie buyers agree.

Search for a Chery on Cars.co.za

GWM Ora 5 (2026) Launch Review

The new GWM Ora 5 shakes off its hatchback roots and has grown into a crossover, with not 1 but 3 distinctly different powertrains to choose from. We hit the road at its local launch in the Western Cape.

Remember the GWM Ora 3 hatchback? Offered as an EV hatchback, we thought it had quite a lot going for it, evidenced by nominating it as a finalist in the electric car category of the 2023/2024 Cars Awards. It never lit up the sales charts, however. Blame went to its pricing, which at the time didn’t quite seem like good value, plus the car market wasn’t as receptive to affordable electric cars as it is now.

Fast forward and it’s clear Great Wall Motors’ new-energy brand, Ora, has learnt a few lessons, albeit painful ones. Powertrain diversity is now a thing, and so is the crossover/small-SUV body style. It’s these 2 pillars which form the backbone of the new GWM Ora 5.

What’s on offer?

The Ora 5 may visually resemble the Ora 3, but that’s pretty much where the similarities end. The new-generation model adopts a fresh modular platform, sits higher like a crossover, and is offered with a choice of 3 distinct powertrains. Visually, some clever design tweaks like roof rails and raised ground clearance see the Ora 5 transform from tall hatchback to crossover.

Read more: GWM Ora 5 Price & Specs

It may look compact in pictures, but with a wheelbase of more than 2 700 mm, the Ora 5 is bigger than you think. In fact, this tall author could very comfortably sit behind his driving position.

The engine line-up covers all the bases, starting with a 1.5-litre turbocharged 4-cylinder petrol making 105 kW and 210 Nm. It’s front-wheel driven and features a 7-speed dual-clutch transmission.

If you want more punch and performance, but without heavy fuel consumption, there’s a 1.5 HEV which blends the 1.5-litre petrol to a closed hybrid system with a small electric motor and battery. Combined outputs are 164 kW and 476 Nm, and the vehicle has a direct hybrid transmission, which is a fancy way of saying “hybrid”.

Finally, and staying true to its origins, the Ora 5 is also offered with a battery-electric powertrain. There’s 150 kW and 260 Nm from a single electric motor fed by a 58.3 kWh battery pack. The range claim of 500 km is impressive.

Each powertrain option is available with 2 trim levels: Super Luxury and Ultra Luxury. The latter adds niceties like a panoramic roof, wireless phone charging, heated/ventilated front seats, and a comprehensive advanced driver assistance system suite (things like adaptive cruise control, auto emergency braking, lane-keeping assist and so on).

Materials in the cabin look and feel plush, and we liked the gentle rose-gold accents dotted around. The dashboard is dominated by a large infotainment screen with excellent graphics and clarity as well as response time. This system is powered by the brand’s Coffee OS.

What’s the Ora 5 like to drive?

Cars.co.za was afforded an opportunity to drive both the HEV and BEV ahead of the local debut, so this author made a beeline for the conventionally-powered Ora 5 1.5T Ultra Luxury. Finished in possibly one of the most vibrant shades of turquoise blue, it certainly stood out. You’re not losing that in the parking lot anytime soon!

Two of the biggest criticisms of the compact 1.5-litre turbocharged petrol engines from newcomer brands is erratic throttle mapping and overly heavy fuel consumption. With that in mind, we set off on the N2 towards Hermanus, completing the loop from Grabouw, round the Theewaterskloof Dam and down to Benguela Cove, then back along the coastal road via Betty’s Bay to the starting point.

We’re happy to report that throttle calibration is well resolved, while the fuel consumption stayed under 8.0 L/100 km (we weren’t exactly shy with the accelerator pedal). At one stage, we saw 7.1 L/100 km… The rest of the drive was uneventful, which is exactly what you’d hope for in a stylish compact crossover.

The engine delivers adequate performance, with the 7-speed dual-clutch transmission shunting the cogs up and down with minimum intrusion. However, the steering setup is a tad too light and vague for our liking, even in the sport setting. Still, such easy steering means tight parking antics will be way less stressful.

The Ora 5 rides on stylish 18-inch wheels and the on-road refinement is generally good. The suspension and chassis setup leans towards the softer, more pliant side, but we did notice some wind noise around the mirrors and windows at triple-digit speeds. Given its value-for-money pricing that starts from under R370 000, we’re nitpicking.

How much does the new GWM Ora 5 cost in South Africa?

The Ora 5 is sold with a 7-year/200 000 km warranty (with an 8-year/150 000 km warranty for the battery pack on BEV derivatives) and a 7-year/75 000 km service plan.

GWM Ora 5 1.5T Super Luxury DCTR364 900
GWM Ora 5 1.5T Ultra Luxury DCTR409 900
GWM Ora 5 1.5T HEV Super Luxury DHTR424 900
GWM Ora 5 1.5T HEV Ultra Luxury DHTR474 900
GWM Ora 5 Super Luxury BEVR549 900
GWM Ora 5 Ultra Luxury BEVR599 900
All pricing correct as of July 2026.

Final thoughts

Perhaps the Ora 3’s EV powertrain and high price were its undoing, but the Ora 5 rights these wrongs. With an aggressive price point, we predict the majority of sales will come from the standard petrol 1.5T DCT. The value there is undeniable.

We do hope there’ll be some interest in the self-charging hybrid, as its efficiency and straight-line performance are impressive. No HEV needs to go that quickly, but it’s entertaining nevertheless! And, if the financial numbers work in your favour and you have solar facilities, we’d certainly recommend that you take the EV for a test drive.

Want to buy a new or used Ora? Browse vehicles for sale

Read the latest Ora news and reviews here

Frequently Asked Questions

What powertrain options are available for the GWM Ora 5 in South Africa?

The GWM Ora 5 is unique in that it offers three distinct powertrain options under a single model range: a traditional 1.5T turbopetrol internal combustion engine (ICE), a petrol-electric hybrid (HEV), and a fully electric battery-powered (BEV) option.

How much does the GWM Ora 5 cost in South Africa?

The Ora 5 range is structured into six derivatives across two trim levels:
  • 1.5T Turbopetrol: Super Luxury DCT at R364 900 | Ultra Luxury DCT at R409 900
  • 1.5T Hybrid (HEV): Super Luxury DHT at R424 900 | Ultra Luxury DHT at R474 900
  • Fully Electric (BEV): Super Luxury BEV at R549 900 | Ultra Luxury BEV at R599 900

What is the driving range and battery capacity of the fully electric Ora 5?

The fully electric (BEV) variants feature a 58.3 kWh battery pack and a front-mounted motor pushing out 150 kW and 260 Nm of torque. GWM claims a single-charge operating range of up to 520 km on the NEDC cycle.

What features differentiate the Super Luxury and Ultra Luxury trims?

The baseline Super Luxury grade comes well-equipped with a 14.6-inch touchscreen, 10.25-inch instrument cluster, 360-degree camera, and LED headlamps. Stepping up to the Ultra Luxury trim adds a panoramic glass roof, a powered tailgate, front-seat heating and ventilation, wireless smartphone charging, and a complete suite of Advanced Driver Assistance Systems (ADAS).

What warranty and service plan are provided standard with the Ora 5?

All variants in the local lineup include GWM’s standard 7-year/200 000 km vehicle warranty alongside a 7-year/75 000 km service plan. Furthermore, the HEV and fully electric (BEV) versions receive an additional dedicated 8-year/150 000 km warranty for their high-voltage battery packs.