The Land Cruiser Legend – How we got to 300

In a world of ever-shorter product cycles, Toyota has proven that with an uncompromised design, you can triple that – and remain relevant

The Japanese brand’s new Land Cruiser 300 has now finally been revealed and it replaces the 200-series, which has been on sale since 2007. If you require context, the Land Cruiser 200 is as old as Apple’s iPhone. It’s largely the same product as 14 years ago, yet it still attracts huge demand right at the end of its lifecycle; compare that with the iPhone, which is now in its umpteenth generation. 

But where does the idea of a large luxury Land Cruiser come from? Although it is one of Toyota’s oldest nameplates, the Land Cruiser range was entirely utilitarian for the first 5 decades. There were station wagons, sure, but they mostly rode on leaf-sprung live axles and had military-grade cabin comfort

Toyota makes a break for luxury – with the 100 VX

Land-Cruiser-100-VX

By the latter half of the 1990s, luxury SUVs promised huge profits, with mild customer expectations. Range Rover’s quarry was suddenly overrun with Cayennes, MLs, X5s and Touaregs

Toyota took notice and realised that its Land Cruiser product team could easily make the bombproof station wagon 4×4 platform a bit more luxurious and at a low cost. 

Air suspension and the ability to cruise with stability at speeds beyond 200 kph were marks of distinction for the first-generation of German luxury SUVs. But the R&D they required was expensive; in African conditions, survivability and slow-speed off-road prowess, using nearly granular diesel fuel no less, are more important requirements, so Toyota did a Cheslin Kolbe… and stepped around everyone.

The 100-series marked Toyota’s first luxury Land Cruisers. If you want to be specific, the nomenclature distinction was between the luxurious “100” and more utilitarian “105”. For South African farmers and rural business people, who would never seriously consider a Range Rover or any German luxury SUV, the 100 VX was a dream. 

If you want any indication of how durable and valuable they are, try to find an (even well-used) example at a reasonable price…

Stepping it up – to Land Cruiser 200

Land Cruiser 200

The only issue that Land Cruiser 100 VX owners encountered was the model’s middling engine output. The 4.2-litre inline-6 turbodiesel was terrifically reliable and, with its low-range gearing, capable of crawling up anything. But dune driving requires huge power – as does long-distance cruising. 

When the 200 VX arrived it added two cylinders to the diesel powertrain. Toyota’s 4.5-litre V8 turbodiesel was exactly what Land Cruiser customers pined for, finally giving the huge adventure station wagon adequate power for safer high-speed overtaking. 

The 200 VX added a treasure of off-road driving assistance gadgets, all with robust redundancy systems. To make the most of that V8 engine’s torque, Toyota developed a crawl-speed control system that acted on all four wheels.

Land Cruiser 200 VX was a huge vehicle, and heavy, which could intimidate novice off-road drivers – especially in tight and technical terrain. With the crawl system, you could select a very low rolling speed, and concentrate all your driving effort on steering and placing the 200 VX, without having to suffer any anxiety relating to throttle modulation. 

Toyota continued to resist the temptation of fitting an air suspension, which by then was an option on nearly all of the Cruiser’s rivals. The Japanese marque believed that air suspension was a vulnerability on a vehicle of the 200’s size. Because a Land Cruiser is often required to travel for thousands of kilometres at a time in severe conditions, its maker opted for a simpler compromise.

The solution was a simple hydraulically linked sway-bar disconnect system. It added a touch more wheel articulation, but didn’t improve approach angles or reduce snag points – both notable benefits for an air-suspension-equipped SUV.

Why nothing much has changed – 300

Land Cruiser 300

The Land Cruiser 300 is evolutionary. This is not a radical redesign. 

Despite the market for large SUVs changing at a rapid pace, demand for the Land Cruiser’s ladder-frame-luxury motoring formula has never ebbed. And Toyota has been mindful that it offers something nobody else can – and is respectful of its loyal Land Cruiser customers. 

By far the most significant change has been its engine offering. Many will bemoan the lack of a V8 turbodiesel, but in truth, the new 3.3-litre V6 diesel is a great replacement. It makes more power and torque while benefiting from having a transmission with 4 additional gears. There’s also a twin-turbocharged 3.5-litre petrol V6 on offer.

Read more: Toyota Land Cruiser 300 has arrived plus a GR Sport model

Weight-saving is something that rarely happens in the realm of luxury off-road vehicles, but Toyota’s engineering team managed to diet 100 kg out of the Land Cruiser platform with the 300. With 27 kW more power and 50 Nm more torque, aided by a 100 kg lower kerb weight, the 300 will be faster, lighter on diesel (equalling greater range) and also more agile off-road, especially when dune driving. 

The 10-speed automatic transmission will dramatically improve the big Toyota adventure vehicle’s roll-on acceleration and overtaking prowess. You’ll never be hunting between gears, or waiting for the transmission to kick down (as could occasionally be the case with 200 VX’s 6-speed auto’ box). 

If you evaluate the core changes between the 200 and 300, you’ll notice how remarkably similar they are. That’s what Toyota did when it updated the 100 to the 200: more power and a better drivetrain.

The KISS principle – even with this most expensive Toyota

  Land Cruiser 300 Suspension

Toyota has not messed with the fundamentals that make its Land Cruiser luxury SUV range unrivalled. It still uses a ladder frame platform and doesn’t have air suspension.

Owners will be willing to live with the 300’s pitch and roll when cornering at high speeds in return for the durability of a suspension system that’s disinclined to fail or lock itself at “access height” in the middle of a Namibian off-road vacation. 

If you need a bit more wheel articulation and traction when navigating through potential cross-axle obstacles, the Kinetic Dynamic Suspension System (e-KDSS) from the 200 has been updated with an electronic interface. Crucially, this sway-bar disconnect system is still fundamentally hydraulic – and failproof. 

You could argue that Mercedes-Benz’s Geländewagen is a rival, but it is way too small inside. Nissan Patrol? No diesel option. 

This week’s news you need to know (June 2021, Week 2)

In this week’s news you need to know: Toyota bestows us with the Land Cruiser 300 (and a GR Sport version), BMW favours its performance SUVs over its legacy M cars, you can buy a 615-kW kit for your Mustang and could Opel be hinting at the possibility of an Astra that will honour the legend of the mighty Superboss?

Land Cruiser 300 with GR treatment – South Africa’s favourite off road limo returns

Toyota Land Cruiser GR Sport

While the mighty Toyota Motor Corporation’s R&D department weighs up the merits of battery-electric- vehicles versus those of their hydrogen fuel-cell electric counterparts (who knows in which direction TMC will ultimately go – perhaps they’ll do both), the Japanese firm is keeping itself busy by paying tribute to the last years of the ICE engine. And how? Well, just about every Toyota model is getting the Gazoo Racing (GR) treatment. And we’re not talking about the “creatively branded” Toyotas you’d see in a shopping-centre parking lot – they’re not just slapping a TRD badge on an old Corolla 1300… 

Read more: Toyota Land Cruiser 300 has arrived plus a GR Sport model

We thought it would be limited to the holy trinity of GR Supra, GR Yaris and GR 86, but Toyota’s not stopping there – the new Land Cruiser 300 is getting levelled up too. A GR Sport version of the big daddy SUV is coming and so is a GR Corolla. The Land Cruiser is bound to consolidate its “King of the dirt” status; it’s the off-roading limo that South Africans love and an inexhaustible goldmine for the brand.

X3 M Competition – ‘Faster than an M3 Comp.’

BMW X3 and X4 LCI

For many years, there was no performance derivative of any BMW model that was quite in the league of the brand’s M3 sportscar. The 1 Series M Coupe had that potential, but its maker reined it in. That strategy appears to have changed: the new X3 M Competition sprints from 0 to 100 kph in 3.8 sec, making it 0.1 sec quicker than the current rear-wheel-drive M3 Competition. Let that marinate overnight.

Read more: 2022 BMW X3 and X4 LCI Revealed

To me, it’s a sign that BMW now regards the M3 and M4 as just a couple of models (no, products) in its ever-expanding M-car line-up, as opposed to the crowning achievements of the Bavarian marque’s celebrated M Division. Before you write in and whine about the M3 and M4 being better overall performance packages than their SUV counterparts blah blah, my point is centred around the sportscars and SUVs’ respective acceleration figures.

Is the future of the BMW SUV electric? The latest X3 M detail tells me that this may be the first nail in the coffin. Will there even be a next-gen X3 and X4? 

Shelby Super Snake – ‘Hou vas my dop en check hierdie

Shelby Super Snake

A peak power output of 615 kW in a road car is right next to the idea for the atomic bomb and a lab-engineered Zoonotic pandemic – it’s not good for anyone’s health. Shelby’s latest Super Snake and Super Snake Speedster (shown above) kit is a big fat slice of American muscle-car steroid injection that I’d strongly recommend you think through carefully. That type of power is just not suitable for a public road… 

Read more: You can have this 615kW Mustang in SA

Apart from the hefty price tag attached, the real kicker comes in the fact that it’s merely R1.5 million for a kit, but that means you kinda need to buy the donor car (a Ford Mustang 5.0 GT Fastback or Convertible) first. I have no doubt that somewhere out there a tribal-tattooed transport entrepreneur has cracked open a bottle of Klipdrift premium and is about to email his local Ford dealership.

All new Opel Astra – Missing the marque

Opel Astra Tease

WARNING: If you suffer from PTSD brought on by Opel’s inability to produce a hot hatch that could remotely live up to the Kadett GSi 16V S, better known as the “Superboss”, I advise you to speed-dial your psychologist now. I often sit in disbelief and rue how badly Opel got it wrong by not building on the tremendous success of the “Superboss”; what an amazing performance legacy it could have had.

A Superboss could run rings around the Volkswagen Golf GTI of its era and the turbocharged 200tS derivative of the subsequent generation of the Kadett (which is now known as the Astra) did not hang about either. You only have to look at how well VW has done with the (now ubiquitous) GTI in South Africa to realise how Opel threw away its early-’90s hot hatch supremacy. So potent was the Superboss that it took a knife to the throat of the rear-wheel-drive BMW 325iS; there was nothing in the front-wheel-drive segment that could touch it. Feeling emotional yet? This is your safe place, so let it all out.

Read more: All-New Opel Astra Teased

Okay, the Astra OPCs loosely carried the performance baton, but they lost the magic that the Superboss had. It’s a sad chapter in the South African motoring story and I can’t help but look at the new Astra and think what could have been. Could they tap into that legacy once more? I certainly believe there are plenty of die-hard fans that’d want a performance Opel again. Come on Stellantis, please make it happen!

2022 Audi RS3 Teased Ahead of Reveal

The 2022 Audi RS3 is due for a reveal any day now and Audi Sport has released some teaser images of its new flagship compact performance offering.

What you see here is the new 2022 Audi RS3 hatchback and sedan, in some stylish camouflage which hides all the finer styling details. There’s no mistaking those big oval exhausts and the gaping front end. We’ve seen numerous Audi RS3 spy shots, giving some idea of what’s to come.

A cute touch is the 1-2-4-5-3 on the side, denoting the firing order of the 2.5-litre 5-cylinder engine. This is surely the official confirmation that the new 2022 Audi RS3 will have 5-cylinder, but to be fair, it would come as quite a shock if the car were to gain an alternate engine. 

As for the engine, official outputs and performance are yet to be confirmed. In its current RS Q3 application, the 2.5-litre 5-cylinder is good for 294 kW and 480 Nm, and this powertrain is mated to a 7-speed S tronic gearbox. The sporty crossover is good for a 4.5 second run to 100 kph, but we suspect that the 2022 Audi RS3 will be quicker than that. 

With strong rivals in the form of the Mercedes-AMG A45 S / CLA 45 S and BMW M2 Competition, the 2022 Audi RS3 will have its work cut out for it. Audi Sport is in a good place and despite the craziness of 2020, it set a new record for performance vehicle sales with more than 29 300 units finding homes. 

The 2022 Audi RS3 is likely to be one of the last few internal combustion-powered products coming out of Ingolstadt as the company will be going electric. Audi Sport says it expects to offer “more than half of our high-performance models in partially or fully electrified form as early as 2024.”

Some form of electrification will be welcome as the benefits are numerous. Not only could cars run on pure electric power on shorter trips, but the performance bonus would be tremendous thanks to the instantaneous torque on offer. We’re already seeing how electrically-assisted turbochargers are offering lag-free near-instant boost. 

Stay tuned for the reveal of the 2022 Audi RS3 which we suspect will be in the next month or so.

Further Reading

Audi RS3 sedan review

Audi S3 International Launch Review

Audi A3: Old vs New

Audi RS3 sedan spy shots

All-new BMW M3 vs Audi RS 5 – Which is faster over 400m?

There is a new BMW M3 on sale that’s said to be much faster than the previous one. We thought we would put it to the test in a straight-line race against a notable rival, the Audi RS 5.

This is a drag race for the ages. The latest BMW M3 against the latest Audi RS 5 – well sort of – the Audi RS 5 was facelifted in 2020 but the car is actually 3 years old.

Nevertheless, we won’t let the facts get in the way of a great drag race. Will the all-wheel-drive Audi get the jump on BMW’s rear-wheel-drive M3 on the notoriously slippery launchpad at Saldhana airfield? Ciro and Ash lineup against each other in a static race and then a rolling race.

Looking for a used Audi for sale in South Africa? We have over nearly 2300 to choose from!

Looking for a used BMW for sale in South Africa? We have over 4000 to choose from!

Related content

New Audi RSQ8 vs Mercedes-AMG GLE63 S Coupe – Quarter-mile Shootout!

Audi RS6 Avant vs Mercedes-AMG E63 S – Drag race and rolling race

Drag Race: BMW M8 Competition vs Range Rover Sport SVR

Facelifted Opel Grandland Revealed

The facelifted Opel Grandland has been revealed and it adopts the handsome styling first seen on the radical-looking Mokka. 

The revisions are far more than just cosmetic though. The X from Grandland X has been dropped and the car adopts the Vizor front styling language seen on the rest of the family. It gains smart matrix LED headlight tech which feature 84 light-emitting diodes per cluster and there’s even a night version system. 

Inside, the Opel Grandland has a tweaked dashboard that features a two-screen setup. Customers now have a 10-inch touchscreen for the infotainment system. The buttons and airvents have been updated and it looks like the gearshift is straight from the PSA parts bin. As far as tech goes, the facelifted Opel Grandland features a 360-degree camera and adaptive cruise control, as well as active lane-keeping assist and automatic parking. 

There’s no mention of engines and transmissions, but as you can see from these images the car will feature some form of electrification. As far as engines go, we suspect the 1.6-litre turbocharged 4-cylinder motor will continue to be offered. For the European market, this powertrain is available as a hybrid with an electric motor driving one axle and the petrol engine drives the other, giving it all-wheel-drive capability.

Since PSA took over Opel and Vauxhall, the company has turned a corner, and yes, while new Opel products share common elements from the French, it appears that Opel is able to stand on its own two feet again. The new Opel Mokka looks revolutionary, the Opel Crossland has been given an update and there’s a new Opel Astra in the works and if the teaser images are anything to go by, it’s going to be a cracker.

Facelifted Opel Grandland

Further Reading

Opel Grandland X detailed

Peugeot 3008 review

Opel Grandland video review

2022 VW T7 Multivan Officially Revealed

Meet the all-new Volkswagen T7 Multivan promising futuristic styling, a new platform, and new advanced engines. 

Despite the popularity of SUVs and a few 7-seater options being made available, when it comes to practicality and people-moving, you just cannot beat a bus. We’ve also had some of our best road trips in the Volkswagen range of Kombis and Caravelles over the years too.

The new Volkswagen T7 Multivan is said to replace the current shape Caravelle and VW says the name change is due to “eflect the complete overhaul of its predecessor while still providing the same versatility to the Caravelle’s loyal fan base. “

While the design remains entirely subjective, we can’t help but admire how futuristic it looks. In terms of size, the new model has a longer wheelbase and is wider with a lower profile, with the goal of improved aerodynamics which in turn lowers the fuel consumption. A longer model will be offered too. 

Volkswagen T7 Multivan Engines

If you’re not impressed by the highly futuristic design, then the engines should surely capture your imagination. For the first time, a plug-in hybrid is available. Badged as ‘eHybrid’, there’s a 1.4-litre TSI engine mated to an 85 kW electric motor, working together to produce 160 kW. There’s a 13-kilowatt-hour lithium-ion battery is mounted low under the van’s floor. Volkswagen doesn’t give us its electric-only capabilities yet, but we reckon for short trips to the shops, running a pure electric setup would be perfect. 

There are still internal combustion engines available with a 1.5-litre turbocharged petrol engine making 100 kW and a 2.0-litre turbocharged petrol engine with 150 kW. For the diesel fans, a 4-cylinder TDI with 110 kW will come later and all these engines are mated to a 7-speed DSG.

The biggest change is the switch from the Volkswagen Transporter platform to the popular MQB arrangement. MQB underpins everything from a Volkswagen Polo, Golf and Tiguan to the Audi A1 and A3 to name but a few. Its versatility is deeply impressive and we’re keen to see the space and packaging in the Multivan.

The MQB platform affords the new T7 Multivan more flexibility and space, with a clever modular seating system and smart table setup. There’s space for 7 passengers and the new seats are 25% lighter than before. The second row can be rotated 180-degress to have a conference-style seating arrangement. The third row bench has been switched to 3 individual seats, making removal easier. 

The new table is an impressive piece of furniture. Volkswagen claims ‘it can be moved between any of the seating rows, and for the first time can be used as a centre console between the front seats. The table, which is completely removable, features adjustable height, three cup holders, and a storage bin.’

Inside, you’ll notice the lack of a transmission tunnel and handbrake, further increasing cabin space. The drive selector has been moved to the dashboard and now boasts shift-by-wire tech. Volkswagen has added more than 34 driver-assist system which focus on enhancing safety, convenience and comfort. Safety tech like City Emergency Braking, Dynamic Road Sign Display, and the Lane Assist system is standard. The new Multivan also features semi-autonomous driving capabilities thanks to the predictive Adaptive Cruise Control and Lane Assist.

We’re awaiting comment from Volkswagen SA regarding the new T7 Multivan availability and where it will fit in relation to the T6.1 which launched not too long ago.

Further Reading

Volkswagen Kombi Launch Review

Volkswagen Caravelle Review

5 Reasons why we love the Volkswagen Kombi

Land Rover Defender V8 Price Announced

The Land Rover Defender with a V8 will be the ultimate Defender and South African pricing for the high-performance flagship has been announced. 

The South African Land Rover Defender range currently comprises petrol, diesel and plug-in derivatives, but the family will be expanding with the arrival of a fire-breathing 5.0-litre supercharged V8 flagship.

We’ve already had extensive time behind the wheel of the Defender 110 and the new Defender 90 has just touched down.

What’s On Offer?

Land Rover South Africa will be introducing its V8-powered Defender in 4 flavours. There’ll be a V8-powered Land Rover Defender 90, a Defender 110 as well as two models badged as Carpathian Edition. This model is said to be the “ultimate expression of Defender design, performance, and capability”. It has an exclusive colour, and exclusive interior trim options. 

As for the standard V8, you’ll spot it with the bespoke exterior badging, quad exhausts with distinctive tailpipes and unique 22-inch alloy wheels. The V8-powered Defender also features Xenon Blue brake calipers and 20-inch brake discs. Inside, the cabin there are special seats trimmed in unique Ebony Windsor leather with Miko Suedecloth and Robustec accents, while the Defender’s exposed Cross Car Beam has a special Satin Black finish. The four-spoke steering wheel is enhanced by an Alcantara rim and tactile satin chrome gearshift paddles, which are unique to V8 models. Leather covers the airbag housing and gear lever, while illuminated treadplates are completed with a V8 script.

The Land Rover Defender flagship is also available with wireless device charging, which also features a signal booster for better connectivity. Speaking of connectivity, the Defender V8 is also available with an even bigger 11.4-inch touchscreen which is 60% bigger than the standard unit.

Defender-V8-interior

V8 Defender Engine

At the heart of the Land Rover Defender flagship model is the JLR 5.0-litre supercharged V8 which gets another lease on life. We know this engine is capable of big power, but it appears the Defender V8 is running a little conservative. That being said, 368 kW and 625 Nm in a Land Rover Defender is going to feel very quick. 

Power goes to all 4 wheels via an 8-speed automatic gearbox and performance is brisk, with Land Rover claiming this is the quickest Defender to date. 0-100 kph is dispatched in a claimed 5.2 seconds for the Defender 90 and it’ll run to a top speed of 240 kph. Expect the bigger Defender 110 to be fractionally slower than that. With all that additional performance, the Land Rover Defender has received a unique suspension and transmission tuning, as well as spring and damper rates plus a new electronic active rear differential.

How much does the Land Rover Defender V8 cost in South Africa?

Land Rover Defender 90 V8                                   R2 270 310

Land Rover Defender 110 V8                                 R2 343 910

Land Rover Defender 90 V8 Carpathian Edition    R2 365 710

Land Rover Defender 110 V8 Carpathian Edition   R2 439 310

Further Reading

Comparison: Land Rover Defender vs Toyota Prado

Land Rover Defender (2020) Specs & Price

Land Rover Defender 90 (2021) Specs & Price in SA

My vehicle finance application was declined – what now?

We feel you! You found your dream car on Cars.co.za. The dealership’s Vehicle Finance Manager asked you a million questions and your excitement grew. Your car finance application went to all the banks and then the bad news started. Declined, declined, declined!  Here we give the 3 biggest reasons why vehicle finance is declined and what you can do about it.  

I know it is of little or no consolation to you right now but, at the moment, only 30% of vehicle finance applications are being approved. That means 70% are getting declined; you are not being singled out.

In South Africa we use the word ‘blacklisted’ a lot.  We make it sound like some evil banker somewhere decided we are on the ‘naughty list’ and the Santa Claus of credit will never visit us again.  Our dreams are dashed, we are forever shamed and we will be driving our current skedonk until it dies!!

The good news is that this is just not the case…..but it does mean that there is something wrong and you need to do some homework.  Find out the reason and fix it. Until you sit down and do this, you will be driving that skedonk. 

Vehicle Finance Declined Reason #1: BAD credit score

Vehicle Finance Application and Credit Score

Your hopes of being offered a vehicle finance agreement largely depend on your Credit Score. It’s a really big deal. If you have a bad credit score your car finance application will fail.

Cars.co.za has partnered with a company called Just Money to help you to understand your credit score and know how to improve it. The first thing you must do now is find out what your Credit Score is:

Okay, now you can see your Just Money Credit Report. On your Dashboard, you will see your score and whether you are rated “Bad”, “Average” or “Good”.  If it says ‘Bad’, that is not a good sign!!

Scroll down on the Just Money Dashboard a little and you will also see which types of credit you may qualify for. Look for the car icon. You need to see a nice green tick on this button.

If you haven’t got that green tick, that’s probably why your Finance Application was declined. You MUST improve your Credit Score. Go to the article below to understand how to improve your credit score.

At this stage, it is important to check if you have any accounts in significant arrears, in Default or have Judgements against you.  If you have any of these, they will kill your credit score for years to come.  See the article below on Blacklisting for tips on how to check for this. Defaults and Judgements can stay on your credit report for up to 5 years. Best that you check because your skedonk may not last that long!!



Vehicle Finance Declined Reason #2: Affordability

Affordability rejection

If you got that aforementioned green tick for your Credit Score and still got declined then the next check you must make is whether you can actually afford the car finance installments every month. This is a hard reality check: a bank will only approve your vehicle finance application if THEY think you can afford to pay off the car. When it comes to vehicle finance, your opinion does not matter!!

Step 1: Go back to your monthly budget – add up your Monthly Debt.  

At the start of this, you had an amount in mind of what you could afford for your car.  Go back to this and pull out the calculations you made.  Wait a minute, you only did a quick calculation in your head – sis! Now we must do this properly.

First think through all the accounts that you MUST pay every month.  These are your Credit Cards, Loans, Bond, Clothing Accounts, Credit Facilities etc..  You signed a contract for these things and the debit orders will keep coming.   They are the payments you MUST make to service the debts that you already have.

Once you have this figure, then add the amount you think you should be paying each month for the car you want to get a Rand amount for the amount you plan to spend each month on your car and other debts.  The next thing we will do is to compare this figure to your salary.

Step 2: Compare Your Debt to Your Income.

If your debt payments are less than 30%, give yourself a ‘high-five’ for you are smiling baby!!

If your debt payments are more than 30% of your salary then you are spending more on debt each month than the Financial Gurus say you should.  That is something to think about!!

If you are spending more than 40% of your income on debt then we are starting to zero in on the reason the banks are getting fussy about your vehicle finance application.  You will be paying a lot of your income towards debt.  Can you really afford more?

If you are over 50%, then car buying is not what you should be spending time on. Your debt could be a problem that is causing problems in your life. Learn more below:

The National Credit Act from 2008 puts restrictions on the Banks.  They are not allowed to lend to people who cannot afford it.  The bank must check what your income is and then compare it to your existing debt obligations and then decide whether you are in a position to pay it off.

Vehicle Finance Declined Reason #3: Your Trade-In

People often forget about the impact their existing vehicle finance deal has on their ability to buy another car.  

Step 1: Get the best price for your car!!

It is super, extra important to make sure you are getting the best price for your Car.  If the only quote you got for your existing car was from the dealer where you wanted to buy the car, then you need to do more work. Cars.co.za has a service called Match which is like a dating site for your car.  If you have not used it or something like it, then you should have!! (I mean Match, not a dating site – do not blame me for your shady behaviour!!)

Learn More: Match! An easy, convenient way to sell your vehicle

Step 2: Find out the Settlement Value for your existing vehicle finance agreement.

Next, you need to log onto your current vehicle finance provider’s website and find out the Settlement Value of your existing finance deal on your vehicle.  

Step 3: Compare Trade in Value to Settlement Value

If the current car finance Settlement figure is higher than the value of the car, then this is something to worry about.  Did the Dealers’ Finance Manager tell you that you would have to pay in this figure to your bank to settle the existing vehicle finance agreement?  If they didn’t then they probably tried to help you by hiding this amount in the car finance deal for the wheels you wanted.  With Vehicle Finance this is sometimes possible – when a customer has a great credit rating and great affordability the car finance provider will cover the cost of the car and ‘some extra stuff’ – but in general, trying to finance your old debt with your new car will get a vehicle finance quote declined.

Last reality check: If you are looking at that settlement quote from the bank and thinking to yourself “I’ve been paying for years and I still owe THIS MUCH”, then I have bad news….the person you need to blame is probably yourself.  9 times out of 10 this is because you wanted a big fat Balloon Payment on your last car finance deal.   Remember that Balloon Payment that made your installments so much lower? It now means you owe more for longer. Balloon Payments are the Choc-Chip Ice Cream of Vehicle Finance – sweet on the lips but not so good on the hips!!



These are the Big 3 reasons why vehicle finance applications are declined in SA. If you want a car…..investigate these three things you will learn more a lot more about vehicle finance.  All 3 are a result of financial decisions you made over the past years.  All can be fixed but you need to understand car finance just a little better. 

Toyota Land Cruiser 300 has arrived plus a GR Sport model

The Land Cruiser 300 is the first all-new Cruiser since 2007, how will Toyota’s off-roading icon see out the next 14 years? Here are the details of the new model, which will be available in Mzansi from August 2021.

That’s right, the current Land Cruiser flagship (the 200) debuted 14 years ago, so you can’t blame Toyota for making a big deal about the arrival of its replacement. 2021 is the 70th anniversary year of Toyota’s iconic nameplate and, fittingly, the Land Cruiser 300 incorporates all-new engines, a 10-speed transmission and a fresh platform, which brings the flagship SUV bang up to date and improves its overall capability.

New TNGA platform 

The Land Cruiser 300 is based on a new version of the TNGA (Toyota New Global Architecture), which the brand has named GA-F. Suffice to say it’s the first iteration of the TNGA to underpin a body-on-frame vehicle; GA-F not only makes the new model more rigid than the outgoing Land Cruiser 200, but lighter too (by 200 kg, in the case of the petrol version and by 100 kg in the case of the diesel).

Land-Cruiser-Platform

The Land Cruiser also has a comparatively better weight distribution (front to rear) than its predecessor; the engine is said to be positioned 28 mm lower and 70 mm rearwards to achieve a better centre of gravity.

Focus areas included tuning suspension performance to achieve optimum wheel articulation, keeping the tyres in contact with the ground on rough terrain, and improving road-holding with an Electronic Kinetic Dynamic Suspension System (E-KDSS) – the latter is also reported to allow the Land Cruiser 300’s front and rear anti-roll bars to be “disabled” for increased suspension articulation in the most demanding of off-road conditions.

Beefed-up drivetrain

The Land Cruiser 300 has permanent four-wheel drive (with high- and low-range, of course) and, according to reports, off-road-biased versions feature 3 locking differentials – front, centre and rear.

When the newcomer ventures off the beaten track, its Multi-Terrain Select system automatically judges the quality of the driving surface and adopts the most appropriate driving mode (Auto, Dirt, Sand, Mud and Deep Snow), while an off-road crawl control system – with Low, Mid and High settings – allows the Land Cruiser to 300 Series to ascend and descend rough terrain at a fixed (low) speed without the need for the driver to touch the pedals.

As far as ride height, approach- and departure angles are concerned, the Land Cruiser 300 is largely the same as the outgoing model (230 mm of ground clearance, with 32- and 26.5-degree approach and departure angles).

The Land Cruiser 300 is also the first Toyota to adopt a Multi-Terrain Monitor, which gives the driver a real-time view of the road surface beneath- and immediately surrounding the vehicle, as well as the position of the wheels.

Land Cruiser engines

Two new twin-turbo V6 engines have been developed for the new Land Cruiser, one petrol and one diesel. The 3.5-litre V6 twin-turbo petrol engine is good for 305 kW and 650 Nm of torque. If it’s of interest to Land Cruiser enthusiasts, this derivative gets to 100 kph from standstill in just 6.7 seconds.

The turbodiesel variant makes use of a 3.3-litre V6 with 227 kW and 700 Nm of torque. Both engines use a 10-speed automatic transmission and while claimed fuel-economy figures are unavailable, Toyota expects the new model to reduce CO2 emissions by around 10%. Toyota says the newcomer’s braked tow rating remains 3 500 kg.

On tarred public roads, drivers can select from the regular drive modes – Eco, Normal, Comfort, Sports, Sports+ and Custom – which adapt the Toyota’s transmission programming, suspension behaviour, engine response etc.

Considerably updated interior

The Land Cruiser 300’s interior has been brought into the 2020s, but rather than making all systems accessible via touchscreens, Toyota has persisted with big physical buttons for important functions around the cabin.

The newcomer’s instrument cluster features a 7.0-inch digital display positioned between two analogue dials and it can be complemented with a colour head-up display. The big update, however, is the inclusion of Apple CarPlay and Andriod Auto for the infotainment system. A 9-inch screen will reportedly be standard, but there is a 12.3-inch version of it as well – it’s near-ideal for using the 360-degree high-res cameras to scope out your surroundings!

Below the infotainment screen sits arrays of switches for the quad-zone climate control system (metallic finish) and off-road controls, including a Mode Select dial for toggling between the 6 drive- and 5 Multi-Terrain Select modes.

Other available features include electrically adjustable front seats, a 14-speaker JBL audio system, a wireless charging pad, half a dozen USB ports, a household power outlet in the load bay and a power-operated tailgate.

And, according to a report, there’s a fingerprint reader built into the start-stop button that stores up to 10 different driver profiles, each of which can be linked to a specific climate control-, seating position- and other preferences.

Meanwhile, Toyota’s latest Safety Sense package for the Land Cruiser 300 will include, inter alia, radar-guided adaptive cruise control, autonomous emergency braking, road sign recognition, a blind-spot monitor, lane departure warning and rear cross-traffic alert. In addition to pre-collision detection, the newcomer features pedestrian detection and parking support brake, which helps the driver avoid pesky low-speed impacts.

Land Cruiser GR Sport

Land-Cruiser-GR-Sport

In the official release, Toyota revealed pictures of the Land Cruiser GR Sport. No details have been released about the eye-catching derivative, but GR Sport versions usually feature suspension upgrades and design tweaks only.

The Land Cruiser 300 will be available locally from August 2021 in 3 grades – GX-R is a utility-based grade, ZX (which replaces the old VX-R) is a more city-friendly specification and GR Sport, which will be off-road focused.

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You can have this 615kW Mustang in SA

No AMG is going to touch this very limited Shelby Mustang.

If mid-engined supercars bore you, and an AMG V8 coupe isn’t your thing, there’s a solution from Ford. Sort of.

The man that brought Ford much performance car cachet, was Carroll Shelby. And although he is no longer with us, his legacy lives on in the selection of hugely powerful Mustangs that bear his name.

For those Ford high-performance motoring fans who want to make their Mustang into something that will positively toy with Ferraris, McLarens and Lamborghinis, there is now the 2021 Shelby Super Snake (SSS).

Although only 98 of these SSS vehicles will be built globally, you can secure a local version, for R1 575 400. That price does not include the donor car – just so you know.

Shelby Super Snake Speedster
The Shelby Super Snake Speedster – widebody muscle.

For that investment, you get a widebody kit, lighter 20-inch wheels, trick suspension and a special number. Keen to ensure that SSS owners will retain exclusivity and value from their investment over time, each of these new SSS cars will be documented in the official Shelby registry – which is handy when you want to sell one, in future, and realise all the implied value of its provenance.

We nearly forget to mention the SSS engine, which is quite a thing. It uses the base Ford 5-litre Mustang architecture and manages to extract an amazing 615 kW of peak power.

How does Shelby get all that energy from the 5-litre V8 engine? Mostly with the help of a custom Whipple supercharging kit.

If you wish to enjoy the generosity of sunlight that is a feature of local motoring, there is also the option of an SSS Speedster, which prices at R1 635 000, excluding the donor Mustang.

Shelby Super Snake price in SA

The upgrade kit costs:

Shelby Super Snake – R1 575 400*

Shelby Super Snake Speedster – R1 635 000*

*Donor Ford Mustang not included.